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Updated:07 Feb 2012 03:55:00 PM(IST)

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RELIANCE 844.55 [ +1.39% ]TCS 1198.00 [ +0.35% ]ICICIBANK 937.75 [ +1.05% ]

Home » PRINCIPAL Mutual Fund » Tax Saving (ELSS)
» Principal Personal Taxsaver

Principal Personal Taxsaver : 85.51 (NAV as on Feb 3, 2012)

52 Week High : 98.27 as on Apr 7, 2011  |  52 Week Low : 74.28 as on Dec 20, 2011  |  Benchmark Index - BSE100 : 9185.35 as on Feb 3, 2012
More schemes of PRINCIPAL Mutual Fund
PRINCIPAL Government Securities Fund - Growth
PRINCIPAL Cash Mgmt Fund - Growth
Principal Ultra Short Term Fund - Growth
PRINCIPAL Balanced Fund - Growth
Period 1 month 3 month 6 month 1 year 3 year 5 year Since Inception
Returns (%) 11.49-0.05-5.75-9.2124.033.1921.44




Portfolio Attributes
Scheme Particulars
P/E 17.72 as on  Dec - 2011
P/B 3.84 as on  Dec - 2011
Dividend Yield 1.97 as on  Dec - 2011
Market Cap (Rs. in crores) 80,166.47 as on  Dec - 2011
Top 5 Holding (%) 23.98 as on Dec - 2011
No. of Stocks 47
Expense Ratio (%) 2.23
Risk Analysis
Risk ratios Percent
Mean (?) 0.21
Standard Deviation (?) 3.88
Sharpe (?) 0.03
Beta (?) 0.92
Treynor (?) 0.11
Sortino (?) 0.04
Correlation (?) 0.9
Fama (?) -0.03

Whats In
Glaxo Smithkline Pharmaceuticals Ltd.
Jindal Steel and Power Ltd.
Apollo Tyres Ltd.
Schneider Electric Infrastructure Ltd

Whats Out


Fund Features
Scheme Particulars
Type Open Ended
Nature Equity (Equity: 93%, Debt: 0%, Cash: 7%)
Option Growth
Inception Date Mar 31, 1996
Face Value 10
Fund Size (Rs.Crore) 0 as on Jan 31, 2012
Fund Manager Anupam Tiwari .
SIP NA
STP NA
SWP NA
Expense ratio(%) 2.23
Portfolio Turnover Ratio(%) 21
Last Divdend Declared 400
Minimum Investment (Rs) 500
Purchase Redemptions Weekly
NAV Calculation Weekly
Entry Load Amount greater than 0 then and Amount greater than 0 then Entry Load is 0%.
Exit Load Exit Load is 0%. Exit Load is 0%. Exit Load is 0%.
Top Holdings
Stock Sector P/E % Assets Qty Value 1 mth chng LTP %Chng High Low Open Tips
Reliance Industries Ltd Petroleum, Gas .. 12.61 4.97 305,529 21.17 -10.97 844.55 1.39 852.70 834.25 842.00 View
State Bank of India Banks 14.2 3.08 79,349 13.98 -7.58 2153.10 -0.44 2188.30 2145.40 2181.90 View
Bharti Airtel Ltd Telecom Service.. 21.57 4.44 550,237 18.9 -11.04 378.75 -2.65 390.50 374.60 390.00 View
Indian Oil Corporation Ltd Oil & Gas, Petr.. 5.63 3.31 243,027 14.8 37.46 271.20 -1.33 278.40 270.20 275.25 View
ICICI BANK LTD. Banks 17.28 4.1 255,389 17.49 8.82 NA NA NA NA NA
Larsen & Toubro Limited Engineering and.. 19.92 3.12 110,650 15.64 4.16 1354.50 -2.20 1395.00 1348.05 1395.00 View
Pantaloon Retail (India) Ltd. Retailers 44.9 2.71 444,184 15.49 0.3 192.60 10.25 194.35 172.60 176.15 View
Infosys Technologies Ltd Software and Co.. 24.11 4.65 88,346 22.38 57.21 NA NA NA NA NA
Corporation Bank Miscellaneous 5.67 2.52 362,604 11.27 67.05 470.45 2.60 479.70 460.00 468.00 View
Oracle Financial Services Software Limited Software and Co.. 19.28 2.14 63,907 12.92 1.76 2144.80 -0.72 2198.00 2125.25 2175.00 View
HDFC Bank Ltd Banks 23.81 4.43 441,748 18.86 -3.52 509.30 0.32 515.40 508.00 514.00 View
Oil & Natural Gas Corpn Ltd Petroleum, Gas .. 11.74 3.59 674,817 17.77 -2.21 286.25 1.04 287.60 279.40 282.10 View
ITC Ltd FMCG 27.22 5.02 1,063,600 21.41 0.3 40.45 0.00 42.15 40.35 41.70
Sterlite Industries (India) Ltd Non Ferrous met.. 59.77 2.62 196,271 16.26 -2.63 122.50 -2.27 127.00 121.25 127.00 View
Crompton Greaves Ltd Power & Control.. 15.93 2.96 655,165 16.97 -1.96 142.65 -2.69 148.60 142.00 147.00 View
Tata Consultancy Services Ltd. Software and Co.. 20.94 3.45 126,499 14.68 4.03 1198.00 0.35 1209.70 1191.90 1209.70 View
Cipla Ltd Pharmaceuticals.. 27.78 3.15 419,998 13.44 -2.45 353.75 0.26 359.95 351.10 359.95 View
Bajaj Holdings & Investment Ltd. Auto & Auto Anc.. 13.38 3.04 189,875 12.94 -2.7 699.20 1.30 718.00 691.00 700.00 View
Hindalco Industries Ltd Non Ferrous met.. 19.72 2.51 NA NA NA 153.70 -1.03 159.00 152.15 159.00 View
Housing Development Finance Corporation Ltd HFC 28.33 2.11 179,999 12.72 0.78 685.35 -1.98 709.00 683.75 709.00 View
OIL INDIA LTD. Petroleum, Gas .. 10.71 2.08 89,807 12.55 6.49 NA NA NA NA NA
Dr Reddys Laboratories Ltd Pharmaceuticals.. 28.69 1.65 NA NA NA 1633.60 -0.82 1677.00 1630.00 1677.00 View
Bajaj Auto Ltd Auto & Auto Anc.. 16.93 1.62 NA NA NA 1636.85 -0.23 1660.00 1624.05 1650.00 View
Castrol India Ltd Petroleum, Gas .. 22.7 1.46 NA NA NA 463.95 -3.11 484.80 459.05 480.00 View
Wipro Ltd Software and Co.. 22.64 1.61 215,915 9.72 -6.25 428.05 0.22 431.35 426.00 427.15 View
Maruti Suzuki India Ltd Auto & Auto Anc.. 15.5 1.37 62,910 8.29 4.41 1246.95 -0.46 1262.00 1240.00 1251.00 View
HCL Technologies Ltd. Software and Co.. 18.79 3.55 390,398 15.15 1.11 460.60 -0.46 468.50 457.00 463.00 View
Infosys Ltd. Software and Co.. 21.17 5.13 78,910 21.84 6.17 2727.50 -1.79 2805.00 2713.65 2805.00 View
*Note: Value is in Rs. crores  |  1 mth chng is the change in stock's volume as held in the scheme w.r.t. last month  |  LTP, %Chng, High, Low, Open depicts latest share price update

Sector Allocation (%)
Sector Funds
Auto & Auto Ancillaries6.49
Banks17.32
Construction and Infrastructure1.22
Construction materials2.65
Current Assets7.00
Engineering and Capital Goods1.55
FI1.13
FMCG5.54
HFC2.66
Media and Entertainment0.69
Non Ferrous metals3.09
Petroleum, Gas and petrochemical products14.34
Pharmaceuticals & Biotechnology8.60
Power Generation3.17
Power Transmission2.84
Software and Consultancy Services13.37
Steel and Ferrous Metal2.87
Telecom Services4.69
Utilities - Gas, Power0.79
Scheme Facts
Scheme Particulars
Increase/Decrease in Fund Size since Jun 30, 2009 (Rs. in crores) -426.09
Mutual Fund PRINCIPAL Mutual Fund 2nd Floor, Exchange Plaza, B-wing A NSE Building, Bandra Kurla Complex, Bandra-E Mumbai Tel.-67720555
Asset Management Company PRINCIPAL PNB Asset Management Company Pvt. Ltd. 2nd Floor, Exchange Plaza, B-wing NSE Building, Bandra Kurla Complex, Bandra-E Mumbai - 400051 Tel.- 67720555 ,
Registrar Karvy Computershare Pvt. Ltd. 21, Avenue 4, Street No 1, Banjara Hills Hyderbad

8 Comments

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S.n. sheldankar : WHEN MARKET HAS RECOVERED CONSIDERABLY AND SHARES ARE GIVING GOOD RETURNS, WHY DIVIDEND IS NOT PAID FOR THE LAST TWO YEARS AND WHY NAV IS SO LOW. PLEASE COMMENT. WHEN I CAN EXPECT DIVIDEND NOW?

S.n. sheldankar : WHEN MARKET HAS RECOVERED CONSIDERABLY AND SHARES ARE GIVING GOOD RETURNS, WHY DIVIDEND IS NOT PAID FOR THE LAST TWO YEARS AND WHY NAV IS SO LOW. PLEASE COMMENT. WHEN I CAN EXPECT DIVIDEND NOW?

Lines of credit loans : Hi! Kotak fund managers, I had invested, money Jan 2008, and thats the last I heard from your company, what have you done, to ADD value to public money, other than spending it recklessly?? Could you please explain, about the performance, and your gameplan to return, investors principal and intrest. wake up, and get going!! cheers!

Jayraj : On 31st Dec 2007, I had invested in the fund. I had purchased when the NAV Price was 221.26/-. At that time the BSE Sensex was around 20K. Today the markets have recovered. Almost all the shares in the marked are giving good returns. After waiting impatiently for 3 years if I get an Nav of 104.1 and a return of -50% then thats awfully bad and a pathetic shameful act put up by the fund Manager. The fund Manager should be held responsible for his\her inability to get the stock prices up. It seems that the Fund Manager might have pocketed good deal of money by not selecting the right ones to invest.

Saju : I have also the same tip to share.I have invested at NAV 226 in 2007 DEC. Now the NAV is 110.54. That means I am now at more than 50 % loss on capital as the bench mark is out performing.Please provide the explanation as your local broker is not even replying mails.

Intradaytips Kumar : Mr. Bhasin - this may is because of following :- 1. their portfolio did not had the winning picks 2. they might have already declared a dividend

KM BHASIN : Principal Tax Saver ,I have invested substantial amount in this scheme @ NAV 196 in 2007 ,when Senxes was around 20000.Now senxes is 17000, the NAV of this fund on date is 84.66.My observation is that When Senxes has recovered 85% after recession,why this fund has not recovered comparable to the rise of senxes. I have written 5 Reminders to M/s Principal India MF,but no proper reply is received.I think the Principal MF Management is Diverting fund to else where as happened in SATYAM.I request a proper analysis is required to be done on this fund & save the hard earned savings of the investors.

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